Military Guide to Using BGRS for House Hunting in Cornwall, Ontario, and Surrounding Areas

As a military member relocating to or from Cornwall, Ontario, using the Brookfield Global Relocation Services (BGRS) system is essential for a smooth transition. This guide outlines how to effectively use BGRS for house hunting in Cornwall and surrounding communities, including Ingleside, Long Sault, Morrisburg, and Alexandria.

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Step 1: Register with BGRS

1. Log in to the BGRS Portal
   • Access the BGRS Member Secure Website (https://bgrsguide.ca) and create your account if you haven't already.
   • Ensure your file is active and up to date.
2. Review the Relocation Directive
   • The Canadian Forces Integrated Relocation Program (CFIRP) Directive provides guidelines on what expenses are covered for your house-hunting trip (HHT).

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Step 2: Plan Your House Hunting Trip (HHT)

1. Confirm HHT Eligibility
   • Verify with your Relocation Advisor what expenses are covered (e.g., travel, accommodation, meals, and real estate services).
2. Choose Travel Dates
   • Schedule your HHT early, especially if relocating during peak PCS (Permanent Change of Station) season.
3. Book Travel & Accommodations
   • BGRS covers reasonable expenses for your trip. Confirm approved accommodations through the portal.
4. Find a BGRS-Approved Real Estate Agent
   • It is mandatory to use a BGRS-approved real estate agent for reimbursement eligibility.
   • Work with a local agent experienced in military relocations. Ensure they understand BGRS policies and preferred pricing.
   • A BGRS-approved agent will assist in navigating the complexities of military relocation and ensure compliance with all reimbursement guidelines.

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Step 3: House Hunting in Cornwall & Area

Understanding the Cornwall Market

• Cornwall and its surrounding communities offer a mix of urban, suburban, and rural living.
• Cornwall: Affordable city living with modern amenities.
• Ingleside & Long Sault: Small-town feel with waterfront and rural properties.
• Morrisburg & Alexandria: Historic communities with easy access to Ottawa and Montreal.

Viewing Homes Efficiently

• Book back-to-back showings to maximize your trip.
• Ask about resale value and proximity to services like schools, hospitals, and military bases.
• Consider commute times to CFB Kingston, Ottawa, or Montreal.

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Step 4: Making an Offer

1. Confirm Financing

   • Get mortgage pre-approval from a lender familiar with military relocations.
   • BGRS covers some mortgage fees; verify details with your Relocation Advisor.

2. Submit a Competitive Offer

   • The Cornwall market can be competitive. Work with your agent to negotiate favorable terms.

3. Schedule Inspections & Appraisals

   • BGRS may reimburse specific costs, such as home inspections and legal fees.
   • Using a BGRS-approved agent ensures your expenses align with reimbursement policies.

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Step 5: Finalizing the Move

1. Submit Reimbursement Claims

   • Keep all receipts and submit expense claims via the BGRS portal.

2. Arrange Closing & Possession Date

   • Coordinate with your lawyer and lender to ensure a smooth closing.

3. Plan Your Move-In

   • Book movers early, especially if using BGRS-approved suppliers.

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Conclusion

Using BGRS for your house hunting trip in Cornwall and surrounding areas can be streamlined by following these steps. Proper planning and working with knowledgeable professionals, including BGRS-approved real estate agents, will help ensure a successful and stress-free relocation.

For further assistance, consult your BGRS advisor or a local real estate expert familiar with military relocations.

Dave Price is a BGRS approved Realtor with Keller Williams Integrity Realty, and has helped a number of military personnel with their real estate needs.  

For more information, reach out to Dave at daveprice@kw.com or (613) 698-4976.